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The levees along the Feather and Sacramento Rivers are the Yuba City Basin's first line of defense against invasion by runoff from big Sierra storms. Levees provide a specific level of flood protection, and no levee system provides full protection from all flooding to the people and property located behind it. There's always a bigger storm coming some day. The potential for a flood disaster remains an unpredictable threat to our communities. Federal law – carried out by FEMA's National Flood Insurance Program (NFIP) – requires flood insurance for those who carry a federally-insured mortgage on property in a high risk flood zone. Many private lenders also require flood insurance. Studies on different segments of Feather River levees areas show that areas once thought to be protected could fall into higher-risk zones because those levees do not provide adequate protection against a 100-year flood. Accordingly, the Federal Emergency Management Agency (FEMA) will revise their estimates of flood risks in different portions of the Yuba City Basin. Then FEMA will issue new Flood Insurance Rate Maps that show more flood-prone areas and increase flood insurance rates accordingly. Already FEMA released a series of draft maps, heard comments, and set final requirements in the southern portions of Sutter County (generally south of Stewart Road). Recently, FEMA started a similar procedure for Biggs, Gridley and unincorporated portions of Butte County, and has signaled that the rest of Sutter County (including Live Oak and Yuba City) will follow. Whether your property is located in a high or moderate risk flood zone, the members of the Sutter Butte Flood Control Agency, the U.S. Army Corps of Engineers and the State Department of Water Resources all strongly urge property owners to carry flood insurance. For more on recent changes to flood plain boundaries of Sutter County south of Stewart Road and east of the Sutter Bypass, click here.
Related links: For more information on flood insurance, download this Factsheet
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